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In addition, customers for this kind of strategy could have severe legal or criminal histories. It's crucial to keep in mind that different carriers provide a series of issue ages on their assured concern plans as low as age 40 or as high as age 80 - funeral cover up to 85 years. Some will certainly also use greater face worths, as much as $40,000, and others will permit for better survivor benefit problems by improving the rate of interest with the return of costs or minimizing the number of years up until a full survivor benefit is readily available