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On top of that, customers for this sort of strategy can have extreme lawful or criminal backgrounds. It is necessary to keep in mind that different carriers offer a range of issue ages on their assured issue plans as reduced as age 40 or as high as age 80 - life insurance to pay for funeral costs. Some will also provide greater stated value, approximately $40,000, and others will permit better death benefit conditions by improving the passion price with the return of premium or decreasing the variety of years till a full fatality benefit is offered